Hosted checkout
A Busimple page your customer opens to pay. You share the link. It shows your business name, the amount, and a card form. The form on this site is a sample. It does not charge a card.
Paymentsmade simple.
Busimple sets up payments for standard and high-risk businesses, with checkout, payouts, and disputes in one place.
Checkout, payouts, and disputes. Approval still takes a real review.
High-risk industries
We work with categories many processors turn away, and we say so before you apply.
A person on the account
Someone stays with you through setup and after you are approved.
Compliance in the open
We help you through underwriting. We do not offer a way around the rules.
Online and in person
Checkout, links, and invoices, plus in-person payments when the program allows.
Reviewed properly
Guided underwriting, with a clear list of what we need. We help you through the review instead of leaving you to guess.
Take payment
Checkout, payment links, and invoices, matched to how you actually sell.
Follow disputes
Chargeback tools and a setup chosen for the way you deliver. Approval and price still depend on the business.
The platform
Hosted checkout, embedded checkout, onboarding, monitoring, disputes, and settlement. The screens are samples, not a live account.
Embedded checkout
Payment fields that sit on your own site and follow your layout. Busimple handles the payment request. Your page keeps the rest of the purchase.
Merchant onboarding
One application for the business, the website, and how you sell. A person reviews it. Sending it does not open an account.
Transaction & risk monitoring
Transaction and risk monitoring in one list: status, amount, and a note when something needs a look. The rows here are sample payments.
Disputes & refunds
Disputes and refunds in a case view: what was bought, when a response is due, and a place for your notes. A sample case is not a real cardholder.
Settlement reporting
Settlement reporting for what is available, pending, or held, so you can match a payout to what you sold. Sample balances are not a statement.
Reviewed beforeyou go live
Verification
We ask for the business and the people who own it. That know-your-customer and know-your-business review is part of onboarding. The documents depend on what you sell.
Acceptable use
We read what you sell and how you bill against the businesses we can support. If we cannot support it, we say so. We do not disguise merchant categories.
Sanctions checks
People and companies on the application are screened against applicable sanctions lists before an account can go further.
Monitoring
After you are live, payments can be reviewed. We may ask questions or pause processing when the program requires it. We will not help you evade card-network or processor rules.
How it works
Apply
Tell us what you sell and how you bill. The form takes about two minutes. You do not need documents to start, and sending it does not open an account.
Review
A person reads the application. Underwriting decides the fit. We do not promise approval or a date.
Integrate
Hosted checkout, payment links, invoices, or the API preview. Try the sandbox before anything is live.
Get paid
Once you are approved, you accept payments and follow payouts and disputes in the dashboard.
Industries
Acceptance depends on underwriting. We do not guarantee approval, and we do not hide a merchant category.
What you can run
Online payments
Checkout for a site or an app, hosted by us or placed on your page.
Payment links
A link for one amount when you are not running a full cart.
Invoicing
A bill for an order, a deposit, or the balance still due.
Recurring billing
Memberships, subscriptions, and retainers, when that model is approved.
Chargebacks
Disputes in one list, with the order details you already keep.
More currencies
More than one currency when your customers and the account support it.
Reporting
Transactions and payouts you can follow, and export when you need to reconcile.
What to prepare
We guide you through it. You do not need every document to start the conversation.
- Legal business name, address, and the best person to contact
- Government-issued ID for the owner or the person who will sign
- Your website, plus refund, delivery, and cancellation policies
- Processing history, if you have any. A short summary is enough
Fordevelopers
A REST preview, signed webhooks, and a sandbox. Node, Python, and Ruby are part of the conversation. Nothing on this page is a published version number.
// API preview. Not a live charge.
const link = await busimple
.paymentLinks.create({
amount: order.totalCents,
currency: order.currency,
description: "Sample Co. order",
});Questions
What is a high-risk merchant account?
It is a processing account for a business that processors consider higher risk, often because of the industry, the billing model, how the product is delivered, or chargeback exposure. The label is about underwriting, not about cutting corners. We still complete a real review.
Do you work with new businesses?
Yes. New businesses can apply. If you have no processing history, say so. We will tell you what we need and whether we can move forward.
How long does setup take?
It depends on your business and on underwriting. We move as fast as we can once we have a complete picture, and we will tell you what is still outstanding.
How is pricing determined?
From your industry, expected volume, average ticket, and risk profile. You get a custom quote after we talk. We do not list public rates.
Can I switch from my current processor?
Yes. Tell us who you process with today if you want to, and we will review whether a move makes sense. You do not have to name them to start the conversation.
What do I need to apply?
Plan on your legal business details, a government-issued ID for the owner or signer, your website and customer policies, and processing history if you have any. We guide you through the rest.
Do you support recurring billing?
Yes. Recurring billing is available for businesses whose model and approval support it, including memberships, subscriptions, and retainers.
What about chargebacks?
You can see and respond to disputes from your dashboard, with the order details you keep. We do not promise an outcome on any dispute. A clear policy and a processing setup that fits how you deliver are the starting point.
Ready tosimplify.
Tell us about the business. A person reads every inquiry. Submitting the form does not open an account or guarantee approval.