Some businesses are called high-risk because of what they sell, how they bill, or when the customer receives the product. Those accounts take a closer look. Standard-risk businesses are part of the work too.
In every case we help you through underwriting. We do not guarantee approval, and we do not help anyone evade card-network or processor rules.
CBD and hemp merchants are often asked extra questions about the product, where it ships, and how it is marketed. We help you prepare a clear application and look for a processing setup that fits the way you sell. Whether an account is opened depends on underwriting and the rules that apply to your products.
Talk to SalesSupplement brands are reviewed on product claims, fulfillment, and how repeat orders are billed. We help you line checkout or recurring billing up with the policies on your site, and we walk through the underwriting packet with you. Approval is a real review, not a promise.
Talk to SalesMemberships depend on clear customer consent, a predictable billing date, and a way for people to update or cancel. We help you match a recurring setup to the offer and explain that model in underwriting. The account you receive is the one a reviewer is willing to approve.
Talk to SalesOnline stores, including dropshipping, are reviewed on who fulfills the order, how long delivery takes, and what the refund policy says. We help you present that picture plainly and get set up for checkout, payment links, or invoices. Fit is decided in underwriting.
Talk to SalesTravel businesses are often reviewed on booking windows, cancellations, and when the customer actually travels. We help you describe deposits, balances, and refunds, and we look for a setup that matches those terms. Nothing goes live until underwriting is complete.
Talk to SalesWe work only with legal sellers of firearms and accessories, and we follow the law and the processor rules that apply to that category. We help you prepare an honest application covering what you sell and how you sell it. We do not disguise merchant categories or look for ways around card-network rules.
Talk to SalesVape and e-cigarette sales face product and location limits that vary widely. We help legal sellers describe their catalog and sales channels and seek a compliant processing fit. An application can be declined, and we will tell you if we cannot support the business.
Talk to SalesCourses, coaching, and online schools need plain terms for what the buyer receives, when they receive it, and how refunds work. We help you take payment for a program or a membership and gather the site details underwriting usually asks for. Setup follows that review.
Talk to SalesTelemedicine is reviewed on licensing, the service being billed, and whether the patient relationship is clear. We help you organize those facts and look for a processing setup that fits visits, programs, or memberships. We do this through underwriting, not around it.
Talk to SalesDebt collection and credit repair are reviewed closely because of advertising rules and the way customers are charged. We help you explain the model in plain language and pursue an account that matches it. We will not help with misleading claims or hidden merchant categories.
Talk to SalesLegal adult entertainment has its own content, age, and billing expectations. We talk about your model directly and help you seek a processing setup that fits it. Acceptance depends on underwriting and on whether the business is lawful.
Talk to SalesSoftware companies usually bill on a subscription, a usage plan, or an annual contract. We help you map that model to recurring payments and put together the business details a reviewer expects. Going live waits on approval.
Talk to SalesTicketing is reviewed on event dates, fees, and what happens if an event changes or is canceled. We help you explain when the customer receives what they paid for, and we set up checkout that can handle an onsale. The account still has to pass underwriting.
Talk to SalesFurniture and other high-ticket sellers often take a deposit, build to order, and deliver later. We help you state the typical order size and the fulfillment window honestly so the solution matches how you get paid. Underwriting uses that account of the business as it is.
Talk to SalesYou do not have to be in a high-risk category to work with us. Retail, professional services, and other standard-risk businesses use the same path: tell us about the business, we review it, and we guide the setup.
If your industry is not listed, or you are not sure how a processor would see it, start with a conversation.